Paystand announced the launch of USDb, a stablecoin designed specifically for commercial-scale business finance, including accounts receivable, accounts payable, payroll, and treasury operations, on the Bitcoin network.

Paystand is a Bitcoin-powered B2B payments network that processes accounts receivable and accounts payable for more than one million businesses across North America and Latin America. The company has handled over $20 billion in payment volume and built a full-stack CFO platform through acquisitions of Yaydoo, Teampay, and Bitwage, covering AR automation, spend management, LATAM compliance, and cross-border payroll. Founded in 2013 and headquartered in Santa Cruz, California, Paystand operates Paystand.org, a non-profit advancing financial inclusion through Bitcoin.

According to a press release shared with Bitcoin Magazine, USDb is backed 1:1 by USD reserves and is native two Blockstream’s Liquid network as well as Rootstock, both layers on top of Bitcoin. The company is pursuing a dual licensing strategy to support both U.S. and international growth. In the U.S., Paystand expects to launch in a GENIUS-aligned manner and achieve full compliance by the end of 2026. Internationally, the company “already maintains licenses enabling digital asset and wallet operations in relevant jurisdictions” according to Meredith Petty, GM at Paystand. Both the U.S. and international offerings are intended to be fully backed 1:1 by USD, with any distinctions relating only to regulatory structure, distribution, and use case rather than reserve backing.

The announcement was made on stage at Bitcoin Las Vegas. Paystand positions USDb as infrastructure for the roughly “$100 trillion B2B economy”, rather than for crypto trading or retail transfers. Its integration with Rootstock and the Liquid Network should bring a significant volumes and market activity to the Bitcoin ecosystem, with Ibex serving as USDb’s first minting partner and liquidity provider.

“AI is eating labor. Bitcoin is eating capital. Stablecoins are eating financial services. USDb is where those three forces converge, and we’re launching it with the largest real-world business use case on the planet. USDb gives businesses a programmable digital dollar that works where they actually work. This isn’t infrastructure waiting for customers. This is the moment the B2B economy goes on-chain,” said Jeremy Almond, CEO of Paystand.

USDb launches with immediate adoption through Paystand’s acquisition of Bitwage in November 2025. Bitwage supports payroll and workforce payments for more than 90,000 workers and 4,500 businesses in nearly 200 countries, providing an initial cross-border payment corridor.

The stablecoin is engineered for integration with Enterprise Resource Planning (ERP) systems and existing business workflows. It is also designed to “support AI-driven, machine-to-machine transactions as agentic systems handle more financial operations,” according to the press release.

Paystand will initially roll out USDb to its own network. Expansion to external partners, additional enterprise customers, and broader Bitcoin infrastructure providers is planned throughout 2026.

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